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All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Pre-existing condition, my elderly parents are visiting us and has undergone to place stent in heart by undergoing angio. what insurance do i need to buy to for heart related problems , incase they re-occur once she visits? Doctor in india have certified fit to travel certificate.

A:
We can reccomend a plan with the Acute onset of pre-existing conditon coverage included. An "Acute Onset of a Pre-Existing Condition" is a sudden and unexpected outbreak or recurrence of a Pre-Existing Condition(s) which occurs spontaneously and without advance warning either in the form of Physician recommendations or symptoms, is of short duration, is rapidly progressive, and requires immediate care. The Acute Onset of a Pre-Existing Condition must occur after the effective date of the policy. Treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence. A Pre-Existing Condition that is a chronic or congenital condition or that gradually becomes worse over time will not be considered Acute Onset. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs or Treatments existent or necessary prior to the Effective Date of coverage. Acute onset: /visitor-insurance-acute-onset-of-pre-existing-conditions/
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Q:First Health member portal?

A:
you can find the first health PPO provider directory through the link below. First health: https://www.firsthealthlbp.com/LocateProvider/SelectNetworkType
{{currentOrigin}}/answers/other-insurance/first-health-member-portal-78019/

Q:Hello, Do you have a visitor's plan which covers pregnancy and childbirth? thanks for your help.

A:
Unfortunately the most our travel insurance plans can provide coverage for is complications of pregnancy. There are no visitors plans that can cover maternity.
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Q:Looking for US travel, while I have US insurance it is HMO, I am looking for coverage when I travel to another state, that my insurance will not cover.

A:
for domestic travel you can use the link below. The plans also provide trip cancelation as well as medical coverage. Domestic travel plans: /travel-insurance/
{{currentOrigin}}/answers/travel-insurance/us-travel-while-i-have-us-insurance-it-is-hmo-i-am-looking-for-when-i-travel-to-another-state-45890/

Q:Is the visitor insurance valid in US and Canada

A:
Many of the plans that cover the US als have international coverage. when making a quote you can look up the coverage area for the plan in the View more seccion. Visitors to USA: /get-travel-insurance-quotes/?presection=visitorUSA
{{currentOrigin}}/answers/visitors-medical-insurance/is-the-visitor-insurance-valid-in-us-and-canada-31885/

Q:A group is traveling to Japan (8 days) & South Korea (3 days). Majority of the group members are in USA (majority are from Florida and couple of people are from New Jersey) and one couple is joining from Australia. In this scenario, can all of them get a "Group Travel Medical Insurance"?

A:
you want to get a seperate individual plan from those leaving from a separate country.
{{currentOrigin}}/answers/group-travel-health-insurance/one-couple-is-joining-from-australia-in-this-scenario-can-all-of-them-get-a-group-travel-insurance-19252/
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